Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach

Central Bank of Indonesia with dual banking system – i.e Shariah and Conventional Bank – keep on developing system that considered as an answer to generate the national economic growth. One of the banking activities that emphasized by the Central Bank of Indonesia is fund distribution through eit...

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Tác giả chính: Abduh, Muhamad, Sanrego, Yulizar Djamaluddin
Năm xuất bản: Tazkia University College of Islamic Economics; Association of Islamic Economics Lecturers 2018
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Truy cập Trực tuyến:http://lrc.quangbinhuni.edu.vn:8181/dspace/handle/DHQB_123456789/3730
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spelling oai:localhost:DHQB_123456789-37302018-10-22T08:42:24Z Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach Abduh, Muhamad Sanrego, Yulizar Djamaluddin Social Sciences Musharakah Financing Induced Value Theory Experimental Economic Approach Analysis of Variance (ANOVA) Central Bank of Indonesia with dual banking system – i.e Shariah and Conventional Bank – keep on developing system that considered as an answer to generate the national economic growth. One of the banking activities that emphasized by the Central Bank of Indonesia is fund distribution through either conventional bank credit or shariah bank fi nancing. Having the Experimental Economic Approach based on Induced Value Theory and employing ANOVA, this paper found that shariah bank musharakah fi nancing system would come up with higher profi t opportunity compare to conventional credit system. One main reason is that musharakah fi nancing in shariah bank applies profi t and lost sharing (PLS) scheme so that will not be a burden to the customer when he fi nd low profi t. 2018-07-26T09:10:28Z 2018-07-26T09:10:28Z 2008 http://lrc.quangbinhuni.edu.vn:8181/dspace/handle/DHQB_123456789/3730 Tazkia University College of Islamic Economics; Association of Islamic Economics Lecturers
institution Trung tâm Học liệu Đại học Quảng Bình (Dspace)
collection Trung tâm Học liệu Đại học Quảng Bình (Dspace)
topic Social Sciences
Musharakah Financing
Induced Value Theory
Experimental Economic Approach
Analysis of Variance (ANOVA)
spellingShingle Social Sciences
Musharakah Financing
Induced Value Theory
Experimental Economic Approach
Analysis of Variance (ANOVA)
Abduh, Muhamad
Sanrego, Yulizar Djamaluddin
Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach
description Central Bank of Indonesia with dual banking system – i.e Shariah and Conventional Bank – keep on developing system that considered as an answer to generate the national economic growth. One of the banking activities that emphasized by the Central Bank of Indonesia is fund distribution through either conventional bank credit or shariah bank fi nancing. Having the Experimental Economic Approach based on Induced Value Theory and employing ANOVA, this paper found that shariah bank musharakah fi nancing system would come up with higher profi t opportunity compare to conventional credit system. One main reason is that musharakah fi nancing in shariah bank applies profi t and lost sharing (PLS) scheme so that will not be a burden to the customer when he fi nd low profi t.
author Abduh, Muhamad
Sanrego, Yulizar Djamaluddin
author_facet Abduh, Muhamad
Sanrego, Yulizar Djamaluddin
author_sort Abduh, Muhamad
title Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach
title_short Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach
title_full Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach
title_fullStr Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach
title_full_unstemmed Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach
title_sort comparing conventional bank credit vis a vis shariah bank musharakah: experimental economic approach
publisher Tazkia University College of Islamic Economics; Association of Islamic Economics Lecturers
publishDate 2018
url http://lrc.quangbinhuni.edu.vn:8181/dspace/handle/DHQB_123456789/3730
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score 9,463379