Comparing Conventional Bank Credit Vis A Vis Shariah Bank Musharakah: Experimental Economic Approach
Central Bank of Indonesia with dual banking system – i.e Shariah and Conventional Bank – keep on developing system that considered as an answer to generate the national economic growth. One of the banking activities that emphasized by the Central Bank of Indonesia is fund distribution through eit...
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| Tác giả chính: | , |
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| Năm xuất bản: |
Tazkia University College of Islamic Economics; Association of Islamic Economics Lecturers
2018
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| Chủ đề: | |
| Truy cập Trực tuyến: | http://lrc.quangbinhuni.edu.vn:8181/dspace/handle/DHQB_123456789/3730 |
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| Tóm tắt: | Central Bank of Indonesia with dual banking system – i.e Shariah and
Conventional Bank – keep on developing system that considered as an answer
to generate the national economic growth. One of the banking activities that
emphasized by the Central Bank of Indonesia is fund distribution through either
conventional bank credit or shariah bank fi nancing. Having the Experimental
Economic Approach based on Induced Value Theory and employing ANOVA,
this paper found that shariah bank musharakah fi nancing system would come
up with higher profi t opportunity compare to conventional credit system. One
main reason is that musharakah fi nancing in shariah bank applies profi t and
lost sharing (PLS) scheme so that will not be a burden to the customer when
he fi nd low profi t. |
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